Terms of Use

Rules and conditions for using our website

Updated on July 8, 2026

Effective Date: January 1, 2025

Welcome to RunFinance. These Terms of Use (“Terms”) govern your access to and use of the RunFinance website located at https://runafinance.com (the “Site”), including all content, features, tools, and services offered on or through the Site. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Site.

Acceptance of Terms

By visiting, browsing, or otherwise using the RunFinance Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, as well as our Privacy Policy, which is incorporated herein by reference. These Terms constitute a legally binding agreement between you (“User,” “you,” or “your”) and RunFinance (“we,” “us,” or “our”). If you are accessing the Site on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms, and references to “you” shall include both you individually and the organization.

We reserve the right to modify, update, or replace these Terms at any time, at our sole discretion. Any changes will be effective immediately upon posting to the Site. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes. It is your responsibility to review these Terms periodically to stay informed of updates.

Description of Service

RunFinance is an online publication and informational resource focused on personal finance topics relevant to everyday money management. Our content includes articles, guides, tools, calculators, and educational materials covering subjects such as budgeting, debt management, digital banking, financial literacy, short-term savings strategies, side hustle income management, and tax planning.

The Site is designed to provide general information and educational content to help readers make informed financial decisions. RunFinance does not provide personalized financial advice, investment recommendations, tax preparation services, legal counsel, or any form of professional advisory services. All content on the Site is for informational purposes only and should not be construed as professional advice tailored to your specific circumstances.

We make reasonable efforts to ensure that the information published on the Site is accurate, current, and useful. However, financial information, regulations, interest rates, product features, and tax laws change frequently. RunFinance does not guarantee the accuracy, completeness, timeliness, or reliability of any content on the Site. You are solely responsible for verifying any information before relying on it to make financial decisions.

Intellectual Property Rights

All content on the RunFinance Site, including but not limited to text, graphics, logos, images, photographs, videos, audio clips, software, data compilations, page layout, underlying code, and design elements, is the property of RunFinance or its content suppliers and is protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

The RunFinance name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of RunFinance. You may not use such marks without our prior written permission. Other names, logos, and brands mentioned on the Site are the property of their respective owners and are used for identification purposes only.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Site and its content for personal, non-commercial purposes only. You may view, download, and print pages from the Site for your own personal use, provided that you retain all copyright and proprietary notices. Any other use, including reproduction, modification, distribution, transmission, republication, display, or performance of the content without our express written consent is strictly prohibited.

Permitted Use

You agree to use the RunFinance Site only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Site in any way that violates any applicable federal, state, local, or international law or regulation.
  • Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which may harm RunFinance or users of the Site.
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, the server on which the Site is stored, or any server, computer, or database connected to the Site.
  • Use any robot, spider, scraper, or other automated means to access the Site for any purpose without our express written permission.
  • Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
  • Attempt to decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Site.
  • Copy, reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any content on our Site, except as permitted under the limited license granted above.
  • Misrepresent your identity or affiliation with any person or organization.

Violation of these usage restrictions may result in immediate termination of your access to the Site and may subject you to civil and criminal penalties.

User Comments and Submissions

Certain areas of the Site may allow users to post comments, questions, reviews, or other content (collectively, “User Content”). By submitting User Content to the Site, you grant RunFinance a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content in any media.

You represent and warrant that you own or control all rights to the User Content you post, that the content is accurate, and that use of the content does not violate these Terms and will not cause injury to any person or entity. You further agree that your User Content will not contain libelous or otherwise unlawful, abusive, or obscene material, and will not violate the rights of any third party.

RunFinance reserves the right, but is not obligated, to monitor, edit, or remove any User Content that we determine, in our sole discretion, violates these Terms, is offensive, or is otherwise objectionable. We do not endorse any User Content or any opinion, recommendation, or advice expressed therein, and we expressly disclaim any liability in connection with User Content.

Links to External Sites

The RunFinance Site may contain links to third-party websites or services that are not owned or controlled by RunFinance. These links are provided for your convenience and informational purposes only. RunFinance has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

The inclusion of any link does not imply endorsement by RunFinance of the linked site or any association with its operators. You acknowledge and agree that RunFinance shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any content, goods, or services available on or through any third-party websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit. Your interactions with third-party sites are governed solely by the terms and policies of those sites.

Advertising and Third-Party Content

RunFinance may display advertisements, sponsored content, and affiliate links on the Site. These advertisements are delivered to users by advertising partners such as Google AdSense and other third-party ad networks. RunFinance may earn revenue when you view or click on advertisements, or when you purchase products or services through affiliate links.

Advertisers and advertising networks may use cookies, web beacons, and similar technologies to collect information about your browsing activity in order to provide advertisements about goods and services of interest to you. The use of such technologies by third-party advertisers is subject to their own privacy policies, not the RunFinance Privacy Policy.

RunFinance does not control the content of advertisements displayed on the Site and does not endorse any advertised products or services. We are not responsible for the accuracy, quality, safety, or legality of advertised products or services, or for the conduct of advertisers. Your dealings with advertisers found on or through the Site are solely between you and the advertiser, and you agree that RunFinance shall not be responsible or liable for any loss or damage incurred as a result of such dealings.

Disclaimer of Warranties

THE RUNFINANCE SITE AND ALL CONTENT, MATERIALS, INFORMATION, TOOLS, AND SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, RUNFINANCE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. RUNFINANCE DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

RUNFINANCE DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE CONTENT ON THE SITE IN TERMS OF ACCURACY, RELIABILITY, COMPLETENESS, CURRENTNESS, OR OTHERWISE. YOU ASSUME ALL RISK AS TO THE QUALITY, ACCURACY, AND PERFORMANCE OF THE SITE AND ITS CONTENT.

No information or advice, whether oral or written, obtained by you from RunFinance or through the Site shall create any warranty not expressly stated in these Terms.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL RUNFINANCE, ITS AFFILIATES, LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  • YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SITE;
  • ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SITE;
  • ANY CONTENT OBTAINED FROM THE SITE;
  • UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT;
  • ANY FINANCIAL DECISIONS OR ACTIONS YOU TAKE BASED ON INFORMATION PROVIDED ON THE SITE;

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

IN NO EVENT SHALL RUNFINANCE’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID RUNFINANCE IN THE LAST SIX (6) MONTHS, OR, IF GREATER, ONE HUNDRED DOLLARS ($100).

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations may not apply to you. In such jurisdictions, our liability will be limited to the greatest extent permitted by law.

Indemnification

You agree to defend, indemnify, and hold harmless RunFinance, its parent, subsidiaries, affiliates, and their respective officers, directors, employees, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to:

  • Your violation of these Terms of Use;
  • Your use of the Site, including, but not limited to, your User Content;
  • Your violation of any rights of another party, including any intellectual property rights;
  • Your violation of any applicable law, rule, or regulation;
  • Any claim that your User Content caused damage to a third party.

This indemnification obligation will survive the termination of these Terms and your use of the Site. RunFinance reserves the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which event you will cooperate with RunFinance in asserting any available defenses.

Modifications to the Site and Terms

RunFinance reserves the right to modify, suspend, or discontinue the Site (or any part or content thereof) at any time, with or without notice, for any reason. We will not be liable to you or to any third party for any modification, suspension, or discontinuance of the Site.

We may also impose limits on certain features and services or restrict your access to parts or all of the Site without notice or liability. It is your responsibility to review these Terms regularly. Your continued use of the Site following any changes indicates your acceptance of the new Terms.

Governing Law and Jurisdiction

These Terms of Use and any dispute or claim arising out of or related to these Terms, the Site, or your use thereof shall be governed by and construed in accordance with the laws of the United States and the state in which RunFinance operates, without regard to its conflict of law principles.

Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in the United States, and you hereby irrevocably consent to the personal jurisdiction and venue of such courts. You waive any objection to the exercise of jurisdiction over you by such courts and to venue in such courts.

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired. The failure of RunFinance to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

Contact Information

If you have any questions, concerns, or comments regarding these Terms of Use or the RunFinance Site, please contact us:

RunFinance
Email: contato@runafinance.com
Website: https://runafinance.com

We will make reasonable efforts to respond to inquiries in a timely manner. However, please note that contacting us does not create an attorney-client or advisory relationship, and any information you provide may not be treated as confidential unless we have agreed in writing to act as your legal or financial advisor.

Thank you for using RunFinance. We are committed to providing valuable financial education and helping you make informed money decisions.